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Success story · Rancho Santa Fe

Business capital ahead of a corporate transition.

A $6.2 million first trust deed on a Rancho Santa Fe estate supported the borrowers’ capital needs ahead of a planned merger or sale.

Estate compound · Rancho Santa Fe, California

The funded Rancho Santa Fe estate compound seen from the air: tile-roofed buildings, terraced gardens, a pool and a tennis court.
Loan amount
$6,200,000
LTV
42.76%
Term
24 months
Value above loan balance
$8,300,000

Past performance does not indicate future results.

The borrowers in this transaction needed capital for their company, not for the property. A corporate merger or sale was planned, and business capital was required ahead of that timeline.

The asset available to secure it was a Rancho Santa Fe estate compound. Alliance Portfolio funded a $6,200,000 loan in first position.

  1. 01The property

    An estate compound on 3.39 acres

    The collateral is a 16,266-square-foot estate compound on a 3.39-acre lot in Rancho Santa Fe, with a stated value of $14,500,000. Seen from the air, it is a group of tile-roofed buildings set among terraced gardens, with a pool and a tennis court.

  2. 02The need

    Business capital ahead of a corporate transaction

    The loan proceeds were intended to capitalize the borrowers’ company in preparation for the planned merger or sale, so the capital needed to be in place ahead of that transaction timeline.

  3. 03The structure

    A first trust deed at 42.76% loan-to-value

    Alliance Portfolio funded a $6,200,000 first trust deed at 42.76% loan-to-value on a 24-month term. Against the stated value of $14,500,000, that leaves a difference of $8,300,000 between the property value and the loan balance, before transaction costs.

    The $6.2 million represents the gross loan amount, not a statement of net proceeds available to the business.

  4. 04The result

    Funded ahead of the transaction timeline

    Alliance Portfolio funded the loan ahead of the planned merger or sale, providing financing for the borrowers’ business-capital needs secured by a first trust deed on the estate.

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