What brokers ask before they send us a file.

Probably worth sending. Alliance Portfolio makes private loans secured by California real estate, purchases against a deadline, bridge, refinance and cash-out, renovation and construction, second position, and files a conventional lender will not underwrite. If the property, the equity and a defined exit are there, bring it.

Often, yes. Alliance Portfolio reads the property, the equity and the exit rather than a category, so income documentation, ownership structure, timing or property type that fails a lending box does not end the conversation.

Send it. A real deadline is one of the most common reasons a scenario comes to Alliance Portfolio. The file goes to a person who can act on it and the capital is Alliance Portfolio’s own, so the decision does not wait on an outside process.

Often. A borrower whose wealth sits in property, a business or other investments may not want to sell to raise cash. If the loan is secured by California real estate with the equity to support it, Alliance Portfolio reads the property, the equity and the exit rather than a liquidity snapshot.

Yes. A sale, acquisition, exchange or refinance does not always happen in the ideal order, and bridge financing against California real estate is one of the structures Alliance Portfolio looks at. Send the property, the loan amount, the timeline and what needs to happen on each side.

Yes. LLCs, corporations, partnerships and trusts borrow from Alliance Portfolio for business and investment purposes, and the read starts with the real estate and the transaction rather than a conventional borrower profile. Whether personal financial detail or a guarantee is needed depends on the transaction and is confirmed with Alliance Portfolio directly.

Coastal California, principally Orange County, coastal Los Angeles, San Diego County and the San Francisco Bay Area.

Alliance Portfolio lends for business and investment purposes against investment and business-purpose property. If you are not sure which side a scenario falls on, send it and Alliance Portfolio will say.

The property, the loan amount, the current value, any existing debt, the purpose, the timing, the borrower or entity type, and the exit. That is enough for Alliance Portfolio to start the conversation; it is not the full package, and once there is a path you’ll be told what the file needs next.

What a submission asks for is confirmed with us directly. No checklist is published here. Send the outline of the deal and you’ll be told what the file needs next.

Yes. An early read on a property, a position and an exit is often more useful than a finished package, because it tells you whether to keep building the file.

Timing is a common reason a scenario comes to a private lender. The file goes to a person who can act on it and Alliance Portfolio lends on its own capital, so the decision doesn’t wait on an outside committee. The timetable can belong to the transaction rather than an institution.

That early read is the point of sending the basics: Alliance Portfolio takes a real look and tells you whether there is a path worth pursuing before you build a package. The answer is direct because the people who read the file are the people who can fund it; no turnaround figure is published until Alliance Portfolio stands behind one.

An Alliance Portfolio underwriter reads the file and answers for it, not a portal and not a scoring model.

Broker compensation is determined by the agreement established for each individual loan at the time of origination. You are paid on the transaction you bring; no standard rate or split is published, compensation on one loan never predicts another, and the funded record shows what brokers actually earned on specific past transactions.

The funded record shows what brokers earned on real transactions, alongside the loan amount, position and time to close each one carried. No standard rate or split is published, the record speaks for itself.

Compensation is set in the structure of the transaction and documented, so nothing about how you are paid appears at signing that was not agreed beforehand. The specifics of any deal are confirmed with Alliance Portfolio directly.

Yes. Alliance Portfolio works with you, not around you. Your client relationship remains yours, and Alliance Portfolio does not use the transaction to solicit your client.

Yes. You remain in the conversation as the file moves through review, diligence and closing, and Alliance Portfolio keeps expectations and material changes clear so you can speak to your client with confidence.

Yours. The intent is the next scenario, not one transaction. The relationship is the reason brokers come back.

The same evidence on every file: an independent appraisal of what the property is worth today, a preliminary title report, the borrower package, and the note and deed of trust that state exactly what was agreed. It protects the lender and the borrower alike.

Signing, recording and funds move through escrow the way any California real estate transaction closes; the deed of trust records the agreed position and the loan funds on Alliance Portfolio’s own capital.

Costs are set in the loan documents, so nothing appears at signing that was not agreed beforehand. No fee or point figure is published here. The documents are the source of truth.

Alliance Portfolio services its own loans in house, so payments, questions and anything the transaction needs mid-term go to the people who structured and funded it.

An extension is considered on its own merits, never assumed. The servicing and the lending decisions sit with the same people, so the conversation starts in one place.

When the exit arrives, the payoff is calculated and the deed of trust is reconveyed. The loan ends the way it was designed to.

Submit a broker scenario, or call Alliance Portfolio directly. You will hear back from the people who make the decision.

Yes. Alliance Portfolio wants to be the lender you bring the next difficult scenario to, bring the ones that need judgment, timing or a structure a conventional lender will not build.

Working with Alliance Portfolio walks the whole relationship, and the Broker Overview states how Alliance Portfolio works with brokers.