$104,000
Broker earned
- $2,600,000Loan amount
- 9 daysDays to close
- First trust deedPosition
Los Angeles, California · Single-family residence
Investment capital · 24 months term
Hard money lender for mortgage brokers
A direct answer. Your client stays yours.
Send the deal directly to the people who underwrite and fund it. We’re a direct hard money lender, lending our own capital against California real estate, and you stay in the relationship from the first conversation through closing. Typical loans run $1 million to $5 million on 18- to 24-month terms, with an average close of about 10 days.
Who you are sending it to.
One lender, its own capital, in the markets it knows.
Since 1996Lending against California real estate
$1B+Real estate loans funded by Alliance Portfolio
1,000+Loans funded and serviced by Alliance Portfolio
Coastal CaliforniaWhere Alliance Portfolio lendsOrange County · Coastal Los Angeles
San Diego County · San Francisco Bay Area
San Diego County · San Francisco Bay Area
When to think of Alliance Portfolio
Some deals need a different path.
If the property and transaction make sense, a conventional lending problem does not always have to end the deal.
The bank timeline does not work
Your client has a real deadline and the conventional process is moving too slowly.
Your borrower’s cash is tied up
They may have meaningful assets or equity, but the liquidity they need is sitting somewhere else.
Between two transactions
A sale, acquisition, stabilization or refinance does not always happen in the ideal order.
The borrower is an entity
LLCs, corporations and business-purpose transactions do not always fit a conventional borrower profile.
What you can bring.
Positions and structures Alliance Portfolio will look at. If the file sits outside this list, send it anyway. The answer comes from the property and the exit, not from a category.
Submit a broker scenarioFirst-position financing
Purchase, refinance or cash-out.
Second-position financing
Behind existing debt, where the equity supports it.
Bridge financing
Held or acquired against a pending sale or refinance.
Cash-out on a held asset
Equity released without a sale.
Construction and renovation
Drawn against a scope and a timeline.
Non-conforming income or entity
Trust, LLC or corporate borrowers.
Cross-collateralized structures
More than one California property.
Short-fuse purchase
An escrow or exchange deadline already running.
The process
What happens after you send it.
The same sequence on every file, so you know what to tell your client before you pick up the phone.
01
You send it
The scenario goes to Alliance Portfolio directly: the property, the amount, the position, the timing and what the loan has to accomplish.
02
A person reads it
An Alliance Portfolio underwriter reviews the file. Not a portal, not a scoring model.
03
You get an answer
We come back on what we can do. Where we can structure the transaction, terms follow.
04
We fund and service
We fund on our own capital and service the loan in-house through repayment.
Your client stays yours.
We work with you, not around you. Your relationship remains your relationship, and the structure should recognize the value you bring to the transaction.
- You stay on the file.
- Alliance Portfolio works the transaction with you, not around you, from the first read through funding.
- Communication runs through you.
- Your client hears from Alliance Portfolio through you unless you ask for something different.
- We do not solicit your client.
The intent is not one transaction.
Alliance Portfolio wants to be the lender you bring the next difficult scenario to.
What brokers have earned on Alliance Portfolio files.
Funded California transactions, with the broker compensation, loan amount, time to close, lien position, property and purpose each one carried.
$87,500
Broker earned
- $3,500,000Loan amount
- 17 daysDays to close
- Second trust deedPosition
Irvine, California · Single-family residence
Refinance and business capital · 36 months term
$40,995
Broker earned
- $4,000,000Loan amount
- 22 daysDays to close
- First trust deedPosition
San Francisco, California · Luxury condominium
Purchase · 12 months term
$27,495
Broker earned
- $1,300,000Loan amount
- 24 daysDays to close
- Second trust deedPosition
Beverly Hills, California · Custom single-family residence
Refinance and improvements · 24 months term
These examples describe individual funded transactions. Broker fees and closing times vary by transaction and are not guaranteed.
Send us the scenario.
Tell us about the property, the position, the timing and what the loan has to accomplish. You will hear back from the people who make the decision.