If you are an established investor or a first-time investor of real estate in the Los Angeles area, your search for hard lender money ends right here!  We are Alliance Portfolio, and if you have an investment vision, we have financial solutions to get your visions off the ground!  Our company has more than 30 years of experience in the niche arena of hard money loans which have become extremely popular throughout the entire country.

The question is, often, asked, “Why would an investor opt for a hard money loan over a conventional loan?”.  There are a number of reasons.  To begin with, conventional lenders have strict guidelines that potential borrowers must meet regarding credit standing and income.  At Alliance Portfolio, our hard money loans, instead, focus on the value of the property that would be used as collateral.

If we were to sum it up in a nutshell, property investors in Los Angeles seek hard lender money for some very good reasons:

  • When a traditional lender will not approve a loan due to one’s credit standing, hard-money lenders do.  Our loans are, often, approved within 24 hours. 
  • When a traditional lender will not finance 100% of the investment money required, hard-money lenders are more apt to.  At Alliance Portfolio, we provide loan amounts from 100K to 10M.
  • Real estate investors cannot use traditional financing for distressed properties tagged as flip houses, but Alliance Portfolio provides that option.
  • A conventional loan can take up to a month, or longer, to close.  We offer quick-close financing in as little as 5-10 days.
  • Conventional loans are, typically, 15 to 30 year terms.  Hard-lender-money loans provide a short-term option of 1 to 3 years.  Los Angeles investors can pay off the balance as soon as a property sells.
  • Institutional lenders won’t finance some property types, such as mixed-use properties, but Alliance Portfolio does. 

For these reasons and more, hard lender money loans can be a compelling alternative to traditional loans.  Quick turnarounds, between the purchase and the sale of a property in Los Angles are critical.  At Alliance Portfolio, our professionals are responsive because we know time is money – we help our Los Angeles clients capitalize, quickly, on windows of investment opportunities!

Alliance Portfolio is a Full Service Lender

We are a full service, private lender for those who wish to invest or borrow for real estate-related purposes in Orange County, Los Angeles, San Diego, San Jose, San Francisco, and the surrounding Bay Area.  We are in the business of making investment dreams, realities!

As a boutique lender, we are small enough to get to know our clients on a more personal level.  Our professionals guide investors to help them reap the financial rewards unique to their circumstances.  We offer loans and services that cover a plethora of finance-related options. 

Many of our Los Angeles clients have qualified for our hard lender money loans with just 6 months of bank statements, and we impose no credit or debt-to-income restrictions!  If you possess a sufficient cash flow and have a clear exit strategy for loan repayment, you are, likely, an excellent candidate for an Alliance Portfolio hard money loan.  Our main focus is how well a property’s income can support the, respective, monthly debt.

Our Los Angeles clients enjoy the added benefit of their hard money debts not being recorded on their credit reports!  This way, our clients can maintain a clean credit report and maintain their current debt-to-income ratio for any traditional financing products they may seek in the future for themselves or their families.

At Alliance Portfolio, we help our Los Angeles clients reach their borrowing and investment goals, quickly and strategically – it’s your vision and our strategy that work hand-in-hand to make it happen!

Take Advantage of Our Free Resources 

Alliance Portfolio provides investment and Business Purpose Financing on SFR, Multi-Family, Mixed-Use, Commercial, and Light Industrial properties, and land properties.  We offer a generous selection of free resources which provide valuable insight.

Knowledge is power, and the more one understands the real-estate market and how hard lender money works, the more one can successfully navigate one’s investment decision-making into a wealth-building campaign.