Talk to Alliance Portfolio
A glass-and-stone commercial building above a Los Angeles neighborhood, the downtown skyline beyond.

Hard money lender in Los Angeles

Hard money loans in Los Angeles, funded directly.

Alliance Portfolio makes business-purpose hard money loans across coastal Los Angeles, funded on its own capital. A purchase on a short escrow, a bridge until a sale closes, cash out of a property you already own: tell us what you’re trying to get done and you’ll hear back from the people who fund the loan.

The usual shape of the loan.

What a Los Angeles loan from Alliance Portfolio usually looks like.

$1M to $5MTypical loan size
18 to 24 monthsTypical term
About 10 daysAverage time to close

What Los Angeles borrowers usually bring us.

Capital for the next investment

A broker brought us a client who needed capital for an investment opportunity. We funded a $2.6 million first trust deed against the client’s Los Angeles residence, and it closed in 9 days.

Equity without selling

A Los Angeles owner borrowed against a single-family residence they already held, with a $975,486 second trust deed at 52% loan-to-value. The loan ran 10 months.

Work on a property you own

In Beverly Hills, we replaced a client’s existing loan and added capital for improvements in one $1.3 million second trust deed.

A low-rise glass and timber office building on a Southern California street at dusk, palms and the coast beyond.

Los Angeles hard money loans, the basics.

How much can I borrow?
Most loans run $1 million to $5 million. The amount depends on the property’s value, the equity under the loan and the lien position.
How long are the terms?
Usually 18 to 24 months, set around how the loan will be repaid: a sale, a refinance or finished work.
How fast can it close?
The average loan closes in about 10 days. Some move faster and some take longer, depending on the file.
What do you lend on?
Residential, multifamily, commercial and land held for business or investment purposes, in first or second position. We don’t make consumer loans on a home the owner lives in.
Who will I deal with?
Alliance Portfolio originates, underwrites, funds and services its own loans, so the answer comes from the people responsible for it.

Rates and fees Loan programs Borrower questions Orange County San Diego Bay Area

A coastal California hillside neighborhood of tile-roofed homes above the shoreline.
  1. 01Send the scenario
  2. 02Get a direct review
  3. 03Structure the loan
  4. 04Fund

Send us the Los Angeles scenario.

Send us the basics. We will take a real look at the property, equity, structure and timing and tell you whether there is a path worth pursuing. You hear back from the people who make the decision.