Alliance Portfolio is a direct private money lender serving Southern California as a reliable and dependable mortgage lending source. Private money mortgages account for 15% of the total loans originated. This niche is growing as financial institutions are tightening guidelines for borrowers. A private money mortgage can be an ideal solution for you. Private money financing offers flexibility, competitive rates, and fast funding to serve your unique situation. We provide personalized attention and have a simple loan application process to assess your situation and offer viable solutions. We understand that applying for financing can be frustrating and stressful and sometimes even discouraging. We make the borrowing experience pleasant by streamlining the process while minimizing documentation requirements. Alliance Portfolio offers financing on the following property types:
- Owner occupied residential property: business purpose and bridge loan only.
- Non-owner occupied residential and 1-4 multi-unit properties.
- Apartment complexes up to 100 units.
- Small retail, light industrial, mixed use and commercial office buildings.
- Unique borrower types: Foreign National, LLC or Corporate Borrower, Loans to Trusts, etc.
- Cash out.
- No IRS 4506 form required.
- 2nd Trust Deed on case by case basis.
- Income verification: tax return or bank statement accepted.
- Collateral driven, No FICO score limitations.
- Fast close, generally in 5 – 10 business days.